Health Advocacy from Health Advocate
Group Accident, Hospital Indemnity and Critical Illness insureds have 24/7 access to Personal Health Advocates who start helping from the first call, from finding specialists and helping with eldercare issues to clarifying coverage, addressing claim denials and even scheduling appointments. It saves your clients time by rescuing their employees from overwhelming questions, claims and costs.
Simply Call: 855.423.8585
Medical Bill SaverTM from Health Advocate
Aflac already pays claims quickly. Now, with Medical Bill SaverTM, Health Advocate professionals can also help insureds negotiate their medical bills not covered by health insurance. They just send in the bill and skilled negotiators will try to negotiate discounts that could save them hundreds.
Simply Call: 855.423.8585
Telemedicine from MeMD
Insureds can quickly connect with board-certified, U.S. licensed health providers online for 24/7/365 access to medical care. From care coordination, to real-time video or telephone visits with a provider, to ePrescriptions - it's a faster, easier way for employees to get medical care, while saving your clients time and money.
Simply Visit: MeMD.me/Aflac
Insureds can also use Health Advocate's Health Advocacy and Medical Bill SaverTM services for their spouse, dependent children, parents and parents-in-law, while Telemedicine is available for the insureds and their family.
This is a brief overview only. The plans have limitations and exclusions that may affect benefits payable. Refer to the plans for complete details, limitations and exclusions. Coverage may not be available in all states.
Continental American Insurance Company (CAIC), a proud member of the Aflac family of insurers, is a wholly-owned subsidiary of Aflac Incorporated and underwrites group coverage. CAIC is not licensed to solicit business in New York, Guam, Puerto Rico, or the Virgin Islands. For groups sitused in California, group coverage is underwritten by Continental American Life Insurance Company. For groups sitused in New York, coverage is underwritten by American Family Life Assurance Company of New York.
“Aflac” pertains to American Family Life Assurance Company of Columbus, American Family Life Assurance Company of New York, Continental American Insurance Company and Continental American Life Insurance Company.
Columbia, South Carolina
©2018 Aflac Incorporated.
CAIC’s affiliation with the Value-Added Service providers is limited only to a marketing alliance, and CAIC and the Value-Added Service providers are not under any sort of mutual ownership, joint venture, or are otherwise related. CAIC makes no representations or warranties regarding the Value-Added Service providers, and does not own or administer any of the products or services provided by the Value-Added Service providers. Each Value-Added Service provider offers its products and services subject to its own terms, limitations and exclusions. Value-Added Services are not available in Idaho or Minnesota. State availability may vary. Continental American Insurance Company, a proud member of the Aflac family of insurers, is a wholly-owned subsidiary of Aflac Incorporated.
Medical Bill Saver has restrictions for negotiations on in-network deductibles and co-insurance in Arizona, Colorado, District of Columbia, Illinois, Indiana, New Jersey, North Carolina, South Dakota and Utah.
When medically necessary, MeMD providers can submit a prescription electronically for purchase and pick-up at your local participating pharmacy; however, MeMD providers cannot prescribe elective medications, narcotic pain relievers, or controlled substances. MeMD’s providers are each licensed by the appropriate licensing board for the state in which they are providing services and all have prescriptive authority for each of the states in which they are licensed.